Author Name
Michael J. Alfonsi
Date
Description

For years, banks have had to base lending decisions on credit scores, despite the fact that they don't paint a full picture of borrowers' liquidity. That's because liquidity is still mainly understood from an accounting perspective: current assets minus current liabilities.

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Real-time payments data fills credit gaps for banks
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https://www.paymentssource.com/opinion/real-time-payments-data-fills-credit-gaps-for-banks?feed=00000157-488e-d7e9-ab57-6aefddd90000
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